Applying for a loan through EarlySalary
By using EarlySalary's loan service you can request for personal loan. If your employer has activated this service then the service icon is visible on the dashboard as shown below.
When you click on "More Information" a confirmation popup will be appear on screen. If your Name, Gender and PAN number are correct you can proceed for personal loan.
On click of "Proceed" you will be navigated out of EazeHR and to the partner page where you can proceed for personal loan by clicking on "Get Started" button.
When you click on "Get Started" the application will check your details and assess your eligibility. The data which will be shared with KreditBee is shown below.
S No | Field | Description | Mandatory |
1. | Name | Full Name of the Employee as per the company data | Yes |
2. | Personal Email ID | Employee’s Personal Email ID recorded by the company | Yes |
3. | PAN | PAN Number as per the company data | Yes |
4. | DOB | Employee’s DOB in DD-MM-YYYY | Yes |
5. | Gender | Gender of the employee | Yes |
6. | Mobile Number | Employee’s Mobile Number (10 digit number) | Yes |
7. | PIN Code | Employee’s Pin code for current address | Yes |
8. | Company Name | Registered name of the employer company | No |
9. | Company PIN Code | Pincode of the Registered Address of the company | Yes |
10. | Salary | Monthly Salary of the Employee | Yes |
11. | Employment type | Whether the employee is permanent salaried or on contract | Yes |
12. | Mode of Salary | Mode in which salary is paid to the employee | Yes |
13. | Date of Salary | Date on which salary was credited on | Yes |
14. | Consent Clarification | Mandatory consent to be provided by employee | Yes |
For personal loan at least your last three months payroll should have been processed in EazeHR and your salary slips should be available.
Enter your pin code and click in check box to accept the terms and conditions. Click on "Check Eligibility" button to process your personal loan request. If you are eligible for a loan then you will get a confirmation message with proposal details as shown below.
If you click on "Proceed" button you will be navigated to EarlySalary page as shown below. Enter your mobile number to login to your account with EarlySalary.
In EarlySalary application you will be shown a sign up page. Here you have to complete your personal Profile, Bank Statement, KYC etc.
If your are not eligible for a loan due to incomplete data or other reasons then you can request again after 90 days.
Please note that the disbursal of loan and payment of loan will be directly between you and EarlySalary. Your company or EazeWork will not be responsible for any issues arising between you and EarlySalary.
If you have received a proposal and you try again in EazeHR you will see a screen as shown below.